Created by former educators, Gardner & Associates understands the needs of teachers and administrators, and we believe they are the pillars of our society. Guiding our youth and building the foundation we stand on is no easy task, and those who serve our communities are often underserved themselves. Retirement can feel like you’re putting together a puzzle, and it can often feel overwhelming. That’s why our associates with 500+ combined years of education experience make it a priority to help you know what your options are so YOU can make an informed decision about your future.



Education for Educators
Your financial outlook changes in retirement, and we aim to supplement the gap between your salary and your pension by offering services like:
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- 403(b) Planning / 457 Planning for Nonprofits
- Educator/Administrator Retirement Planning
- Service Credit Buyback
- Tax-Advantaged Solutions
- TRS Pension Calculation (newest software in the industry)
- Asset Transfer
- College Funding and Saving
- Student Loan Forgiveness Program Assistance
About Gardner and Associates
Founded by father and son Cliff and Ty Gardner, Gardner & Associates offers 500+ combined years of experience to its clients with associates and financial professionals located all over the great state of Texas.

Contact Us
Texas – Headquarters
101 Nursery Lane
Fort Worth, TX 76114
325.370.3800
125 Blazing Wind Trail
Ovalo, TX 79541